NEW BUSINESSES, ACQUISITIONS, MERGERS & EXPANSION
New ventures can be one of your most challenging and exhausting
experiences, as well as one of the most exciting.
The last thing
you would want is for the WorkCover schemes to break your heart
through a lack of simple planning.
An essential element of your
due diligence, and one that is rarely considered, is the workers'
compensation impact.
In most States, the claims experience of the company you are acquiring
(or part of it) will transfer to your organisation at the time
of sale. This can impact on your workers' compensation premium.
You cannot contract out of this obligation, but you can ensure
you understand the impact before you buy.
Also, through effective
planning in the process, the negative impact can be minimized or
avoided.
The experience of the organisation you purchase is added to your
own company's experience. Whilst the liability for these claims
remains with the previous owner's insurance company, their
value is added to the premium calculation for your organisation,
and these claims may impact for up to three years following the
acquisition.
Reviewing this potential impact before you buy could lead you
to reassess the purchase price or even the purchase itself.
Or
you may want to ensure the contract allows you some redress for
any adverse consequences.
McGrath Consulting have been involved in this process on enough
occasions to have identified all of the potential pitfalls, but
also some of the advantages that can be gained through some strategic
planning.
We can identify the potential cost, and also the benefits to be
obtained through proper planning.
If you would like to know more
about our New Business Solutions you can telephone our office on
03 9750 0220 or email help@mcgrathco.com.au
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